OSHC
OSHC | For students: for student visa holders studying in Australia and covering the required study period.
OSHC · Overseas Student Health Cover
OSHC comparison & fast online purchase
OSHC is a visa requirement — but you should not have to query every insurer yourself. We compare live quotes, help you purchase online, and check that policy dates align perfectly with your CoE.
Extra discounts are available for purchases longer than one year. Please contact our team.
Six insurers · live pricing on this page · no redirect
Live OSHC comparison
Compare suitable OSHC or OVHC plans with live prices
Choose the cover type first, then enter dates and applicant details. Prices and service highlights appear here.
Prices are checked live through the insurer or partner platform. Final premium and acceptance terms are set when the insurer issues the policy.
Common durations
OSHC vs OVHC
What is the difference between OSHC and OVHC?
Choose by visa status first, then compare plans within the same cover type.
OVHC
OVHC | For visitors and working holidays: for visitor, work, graduate and working-holiday visas; eligibility and price depend on visa, age and condition 8501.
Important: OVHC mainly covers medical and hospital care in Australia. Check separate Travel Insurance for baggage, cancellation, overseas medical care or repatriation.
Purchase flow
Four clear steps, with live chat built in
After the basic details are submitted, OnlineChat opens immediately. Our team confirms the details and returns the payment link in that same conversation.
- 1 Step 1
Enter dates
Add the policy dates and number of adults and children.
- 2 Step 2
Compare plans
Compare live prices only within the same cover type.
- 3 Step 3
Submit details
Choose a plan and provide only name, date of birth and contact.
- 4 Step 4
Chat & pay
After confirmation in OnlineChat, support generates your payment link.
$ padstar --oshc=compare --no-redirect ● live pricing
What is OSHC and why is it mandatory?
OSHC (Overseas Student Health Cover) is a condition of the Australian student visa: you must hold valid cover for your entire stay, including basic medical, hospital and ambulance services.
Policy dates must cover your whole visa period. Misaligned dates mean document requests at best and visa processing trouble at worst — the most common and most avoidable mistake.
Major OSHC providers
BupaAllianz Careahm OSHCnib CoreMedibanknib Student Care
Prices and coverage vary by course length and single/family plans. Always refer to each insurer's official PDS. Message us your course and visa period and we will organise the quotes into one comparison table.
What we do for you
From comparison to online purchase, in one go
01
Multi-insurer comparison
Quotes organised across major insurers for your visa period and plan type — understand the differences at a glance.
02
Fast online purchase
Choose a plan, submit the basic details, then confirm them in OnlineChat and receive the payment link. Your policy certificate goes straight to you.
03
OSHC / CoE date check
Policy start and end dates checked item by item against your CoE and visa period — no gaps, no overpaying.
04
Extension alignment
For onshore extensions we check how the old policy meets the new course period, and calculate any extension or plan change first.
Note: we provide quote organisation, online purchase assistance and administrative date checks — not insurance advice or migration law advice. Policy terms are governed by each insurer's official PDS.
Send your course and visa period — get a comparison table first.
Message your course name, start date and visa period. We organise OSHC quotes for you to compare — decide after you see them, zero pressure.
Message us for OSHC quotes